Privacy Policy | Seniors Come First™ | Shannon Mengel

Privacy Policy

Important Notice Regarding SMS Communications: We do not sell, share, or rent your mobile phone number or SMS/text message opt-in information to any third party for marketing purposes. Your consent to receive text messages is never transferred to outside organizations.

1. Who We Are

This Privacy Policy applies to Seniors Come First™, owned and operated by Shannon Mengel, located in Henderson, Nevada (“we,” “us,” or “our”). We provide holistic retirement advocacy services including healthcare planning guidance, Social Security strategy, EFT coaching, and wellness consulting.

This policy explains how we collect, use, protect, and share information about you when you visit our website, contact us, or communicate with us via phone, chat, or text message.

2. Information We Collect

A. Information You Provide Voluntarily

When you contact us through our chat widget, by phone, or by any other means, you may provide:

  • Your name and contact information (phone number, email address)
  • Your questions, messages, and communications
  • Any personal details you choose to share about your retirement or health situation
  • Your consent to receive SMS/text message communications from us

B. Automatically Collected Information

When you visit our website, we may automatically collect:

  • IP address and general geographic location
  • Browser type and version
  • Pages visited and time spent on our site
  • Referring website or search terms used to find us
  • Device type (desktop, mobile, tablet)

C. SMS / Text Message Opt-In Data

If you opt in to receive text messages from us, we collect your mobile phone number and your express written consent. This opt-in data is governed by special protections described in Section 5 below.

3. How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide our services
  • Send you SMS/text messages you have explicitly opted into
  • Schedule and confirm appointments or consultations
  • Share educational content about retirement planning and wellness (only with your consent)
  • Improve our website and services
  • Comply with applicable laws and regulations
  • Maintain records as required by licensing authorities

We will never use your information to send unsolicited commercial messages or contact you in ways you have not consented to.

4. SMS / Text Message Communications

By providing your mobile phone number and opting in to our SMS messaging program, you agree to receive text messages from Seniors Come First™ related to your inquiry, appointment reminders, and wellness information.

How to Opt In: You may opt in by texting us directly, using our chat widget, or verbally agreeing during a consultation. By opting in, you consent to receive recurring automated text messages from us.

Message Frequency: Message frequency varies based on your interactions with us. You will not receive unsolicited marketing messages.

Message & Data Rates: Message and data rates may apply. Check with your mobile carrier for details.

To Opt Out: You may opt out of SMS communications at any time by replying STOP to any text message from us. You may also reply STOPALL, UNSUBSCRIBE, CANCEL, END, or QUIT. After opting out, you will receive one final confirmation message and no further texts will be sent.

For Help: Reply HELP to any message for assistance, or contact us directly at (702) 625-9971.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages. Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, Sprint, Boost, Cricket, MetroPCS, U.S. Cellular, and others.

⚠️ Your mobile opt-in information and consent will NOT be shared with, sold to, or transferred to any third party for any purpose, including marketing.

5. How We Share Your Information

A. Service Providers

We may share information with trusted third-party service providers who help us operate our business (e.g., our CRM platform, scheduling tools, or communication software). These providers are contractually obligated to protect your information and may not use it for their own purposes.

B. Legal Requirements

We may disclose information if required by law, court order, or government regulation, or to protect the rights, safety, and property of our clients, our business, or the public.

C. Business Transfers

In the unlikely event of a merger, acquisition, or sale of business assets, your information may be transferred as part of that transaction. You will be notified of any such change.

D. SMS Opt-In Data — Special Protection

Your SMS/text message opt-in data (mobile number and consent) is never shared with, sold to, or disclosed to any third party for marketing or any other purpose. This is an absolute commitment.

6. Data Security

We implement reasonable and appropriate administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no internet transmission or electronic storage is 100% secure. We encourage you to take precautions when sharing sensitive personal information online.

7. Data Retention

We retain your personal information only as long as necessary to provide our services, comply with legal obligations (including insurance licensing record requirements), resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

8. Your Rights & Choices

You have the right to:

  • Access — Request a copy of the personal information we hold about you
  • Correct — Request correction of inaccurate or incomplete information
  • Delete — Request deletion of your personal information (subject to legal retention obligations)
  • Opt Out of SMS — Text STOP at any time to stop receiving text messages
  • Withdraw Consent — Withdraw your consent to communications at any time

To exercise any of these rights, please contact us using the information in Section 11 below.

9. Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to improve your browsing experience, analyze site traffic, and understand how visitors interact with our content. You can control cookie settings through your browser preferences. Disabling cookies may affect some functionality of our website. We do not use cookies to collect sensitive personal or financial information.

10. Third-Party Links

Our website contains links to third-party websites, including our licensed agent profile pages and Social Security analyst profiles. These external sites have their own privacy policies, and we are not responsible for their content or practices. We encourage you to review the privacy policies of any third-party site you visit.

11. Children’s Privacy

Our services are intended for adults, specifically individuals approaching or in retirement age. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that a minor has provided us with personal information, we will delete it promptly.

12. Nevada Residents — Your Privacy Rights

As a Nevada-based business, we comply with Nevada’s privacy laws, including NRS Chapter 603A. Nevada residents have the right to request that we do not sell their personal information. As stated in this policy, we do not sell personal information. If you have questions about your Nevada privacy rights, please contact us.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the “Last Updated” date at the top of this page. Continued use of our website or services after updates constitutes your acceptance of the revised policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

Seniors Come First™

Attn: Shannon Mengel — Privacy Officer

Henderson, Nevada

Phone: (702) 625-9971

You may also reach us through the chat widget on our main website.

We will respond to all privacy-related requests within 30 days.